Disclosure

This policy is valid from 1 March 2009...

Hello to All Savings With Sadie Followers...

There has always been a disclosure on this blog site but the blog owner decided to beef it up a bit and cover all the bases in light of the latest from the FTC.

This blog is a personal blog written and edited by the owner. For questions about this blog, please contact Lisa at savingswithsadie dot com and leave a message in Contacts.

While the owner of this blog started it for pure enjoyment to share with friends and family and to help organize documents, savings tips, recipes and favorite links in a useful way in reference to saving money and cutting expenses, it has grown and turned in to much more than a hobby.

Please know that...

Contributors will occasionally be invited to post within the guidelines and subject matter of this blog. This blog is not responsible for contributors comments or posts on this blog.

Comments are moderated by the owner of this blog as much as possible, however, the owner is not responsible, nor will be held liable, for anything anyone says on this blog in the blog comments section.

This blog occasionally but rarely accepts forms of cash advertising, sponsorship, paid insertions or other forms of compensation.

This blog on occasion will accept and keep free products in exchange for honest feedback and opinion of the products.

All advertising is in the form of advertisements generated by a third party ad network.

The owner of this blog writes material of interest to the owner and occasionally the post topic will link to a company that is or is not an affiliate and may or may not offer compensation to the owner.

In very few instances, the owner of this blog is compensated to provide opinion on products, services, websites and various other topics. Even though the owner of this blog in some instances receives compensation or a free product for word of mouth marketing posts or advertisements, the owner will always give honest opinions, findings, beliefs, or experiences on those topics or products.

The views and opinions expressed on this blog are purely the bloggers' own. Any product claim, statistic, quote or other representation about a product or service should be verified with the manufacturer, provider or party in question.

The owner of this blog is an Amazon Affiliate. If a reader uses the Amazon search box (and the owner hopes they will), the owner will get a very, very small commission, which helps support the site. (The owner may be able to buy a new pair of shoes for her child this winter.)  The owner of this blog is also an affiliate with My Savings, Logical Media, ShareASale, Commission Junction, and LinkShare.

With all that said and out on the table, the owner of this site hopes you understand that the intention of this blog is to do no harm, to not injure others, defame, or libel. The owner of this blog merely shares personal opinions, experiences and advice, not counsel. What the owner writes on this blog is not to be taken as fact nor absolute. Any advice, tips, techniques, and recommendations you take away from this blog are at your own risk and the owner will not be held responsible.

If you need financial advice, please call your financial advisor.  If you are sick, please call your doctor.  If you need a lawyer, please call that guy on T.V. -- he seems very popular. If you are offended that this site is a for profit site on very few occasions, please excuse yourself now.  If you want to find exceptional savings, tips and recipes, then this is the site for you.

The owner of this blog hopes you find deals and the saving tips helpful and that it helps you keep money in your wallet.

Let disclosurepolicy.org help you write your disclosure. **


**Most of this disclosure was written by the owner from a personal point of view but a few of the bones of the disclosure came from DisclosurePolicy.org.  Thank you Disclosure.