This month I want to share my post regarding service protection plans and my not so great experience with them. The cost of protection plans can add a chunk of change on to your tab at checkout and you don't always get what you think you are paying for -- so check the fine print. I don't know any stats but I bet there are more plans sold for T.V.'s, cameras, iPods, phones, etc. during this holiday season than any other time. Read this post so you won't be disappointed.
We had a plethora of posts and it was difficult to pick and choose. There are some great reads so dig in. I also apologize but there was no way, I could possibly post all of them. Please submit only one submission per edition. Here is our our pick for this month...
David Bakke presents Your Finances 101 » Pad Wallet, Trim Belly posted at Your Finances 101, saying, "What started out as a plan to lose weight turned out to have an amazing effect on my monthly grocery budget"
debt kid presents 7 Ways to Motivate Yourself to Save When All You Want to Do Is Spend posted at DebtKid.
Billeater presents Five Ways to Save Home Heating Energy posted at Billeater.
ReliableWriters presents Should You Use Your Emergency Fund for Holiday Shopping? posted at Deposit Accounts.
Grocery SavingsKaye presents High Value Coupons! posted at Mrs Nespy's World, saying, "Want to get high value coupons for products you actually use? This is how you do it."
Wren Caulfield presents Homemade Pico de Gallo with Garden Tomatoes posted at True Adventures in Money Hacking, saying, "Make your own salsa: cheaper, healthier, tastier!"
Kristia presents After-Holiday Clearance Sales Aren't Just About Christmas Gift Wrap posted at Family Balance Sheet.
Amanda L. Grossman presents The Holiday Season is Approaching…Here is Something I know You’re Not Thinking About posted at Frugal Confessions, saying, "Post-holiday sales on grocery items and decorations is the perfect time to stock-up for the next holiday season at severe discounts. You can also save money by repurposing holiday products throuhgout the next year."
RetailWenchypoo presents Just in Time For Black Friday and Beyond: Print Ad Susceptibility posted at Wisdom From Wenchypoo's Mental Wastebasket.
Saving TipsThe Family CEO presents Another Way to Make Money with Mr. Rebates posted at The Family CEO.
Claude presents Thousands Of Help Dollars For Solar Energy posted at Solar Home - Solar Systems for Homes.
Scott Mills presents Save Money by Growing Sprouts posted at Wisdom Lion, saying, "This post is about eating more nutritious food and saving lost of money by growing and eating your own bean sprouts. The cheapest food doesn't always have to be the least healthy."
Tyler Tervooren presents Quit Worrying About 80% of Your Life posted at Frugally Green, saying, "When it comes to managing my goals, I am a classic over analyzer. I want complete control over every detail, right down to the finest minutia. But, what I didn't realize until just recently is that I was wasting all kinds of time and energy worrying about things that didn't make much of a difference whether they went right or wrong. Taking a step back to look at the "big picture" of my finances and environmental goals allowed me the space to see the few core activities that had the potential to really change my life. Embracing Pareto's Principle, or the 80/20 rule, I've taken major steps to reorganize my effort and spend more time on things that matter. When you take care of the important stuff, the unimportant takes care of itself."
Rosey Dusk presents Make Your Own Lipstick with ingredients you Probably Already Have posted at Cheap Natural Skin Care.
Doing Things Yourself vs. Paying Someone Else posted at Dual Income No Kids, saying,"This post is about whether or not to pay someone to do something for you, or do it yourself. The author writes specifically about how much money you can save by doing your own oil changes."
SouravRC presents Good Habits to Grow Your Savings | Gomestic posted at Gomestic, saying, "Doing little things on a regular basis create wealth. Then, the financial plan automatically falls in place. Let’s have a look what these things are."
Buck Weber presents How to Find Free or Cheap Health Care posted at THE BUCK LIST, saying, "While the debates and politics surrounding health care reform are swirling around Washington, D.C. and elsewhere it is worth exploring the many ways currently available to get basic health care in this country at little or no cost to you. With no further introduction needed, let’s explore what is available."
Finavigation presents The Right Mindset for Financial Success posted at Finavigation, saying, "For many people, the main thing holding them back from achieving the things they want in life is the way they think. People who are able to build wealth and accomplish the goals they set for themselves continuously think about the world differently than people who are complacent and find themselves stagnant instead of accelerating toward the life they want."
Emily Simmons presents How to Make a Budget That Works posted at Be In Health Now, saying, "A budget is the foundation on which financial freedom is built. And, by making you aware of your spending habits, budgeting is one of the best ways to get on a savings plan. Learn the basics of budgeting here."
Kevin Poulis presents GetRichSlowly.org – Personal Finance That Makes Cents posted at SiteTally.com, saying, "Achieving financial freedom can't be done overnight. It needs time and determination. Getrichslowly.org gives your practical advice on achieving this slowly but surely."
oneadvice presents What Debt Solutions are Available? posted at One Advice, saying, "Sometimes, no matter how hard you try, living as frugal as possible isn't possible without getting some outside help to deal with your debts. But what debt solutions are available and are they even suitable? This article explains the most popular debt solutions for UK readers..."
Peak Personal Finance presents Considering a Health Savings Account posted at Peak Personal Finance, saying, "Some people can benefit a lot from an HSA."
Annette Berlin presents 25 Ways To Save On Craft Supplies posted at Craft Stew, saying, "As with most hobbies, crafting can be economical or expensive, depending on the purchasing choices you make. In fact, as with most hobbies, spending a lot of money does not even make crafting more enjoyable. For many people, part of the thrill of crafting, is making much out of little!"
Darwin presents Energy Saving Tips from the Dept of Energy – Pretty Darn Good! posted at Darwin's Finance, saying, "A great summary of a comprehensive energy savings manual put out by the US Energy Dept. Many of these tips are quick, low cost ways to save money on heating costs this winter!"
TravelWren Caulfield presents Couchsurfing to Save Money and Make Friends While Traveling: Our Experiences. posted at True Adventures in Money Hacking
Sarah Eliza presents Wallet-Friendly Ways to Make a Difference TODAY, aka "Broke" and "Charitable" can still go hand-in-hand! ;P posted at Devastate Boredom, saying, "Hello! I couldn't decide what category my post fit into, so I chose "treasure hunting" because my topic is ways to make a positive impact and "do good" in the world around us even when money is tight. Your budget and your sense of compassion don't have to be in conflict!The date has not been set for the next edition but will be shortly. Check back and submit your blog article to the next edition of the Carnival of Savings using our carnival submission form. Past posts and future hosts can be found on our blog carnival index page.
Happy holidays everyone and thanks for your participation in the Carnival of Savings.